Using Your Benefits Out-of-State: A Go-To Guide

Your PTO is approved, the bags are packed, and your kids are ready for a vacation. But have you considered how out of state health coverage works? No matter how much preparation goes into your travel plans, unexpected things can happen. That’s why it’s important to know what to expect from your insurance while traveling.

And what about your dental benefits? How will they work when you’re far from home?

Most insurance plans work the same in every state.

For example, most of our dental plans allow you to visit a dentist anywhere within the United States and receive the same benefits you would receive at home. Make sure to check your benefit booklet carefully for exclusions on this policy.

See any in-network provider.

With Delta Dental, you can typically visit any licensed dentist. You will usually save the most money when you choose a Delta Dental PPO dentist. Our Delta Dental Premier network, which includes more than 80% of dentists nationwide, also offers cost-saving features. Familiarize yourself with your plan to ensure optimal cost savings.

Find a dentist anywhere.

Use our dentist search if you need to find a dentist while you’re on the road.  Simply enter a zip code to see a list of Delta Dental dentists near you.

While you’re thinking about vacation… Check out our infographic: Healthy Road Trip Snacks for the Family.