Understand Your Dental Plan Coverage: Make the most of your benefits in 2020

Get a head start on next year’s benefits game plan. The more you inform yourself, the more comfortable you’ll be with utilizing your benefits fully! Get insurance organized now for a stress-free year.

1. Make a checklist. Start with the basics — make a list of preventive services you need including a cleaning and checkup. If you know you’ll need additional dental work, like fillings or crowns, pencil those procedures in too. If you have pain, that’s a pretty good indicator that you’ll need more that just preventive treatment. But, don’t worry. Most dental procedures are painless in today’s day and age!

2. Study your coverage. Once you know what procedures you need, familiarize yourself with dental insurance basics. What’s your deductible? What about your annual maximum? Additionally, it’s helpful to know that most plans cover a percentage of procedures up to a specific dollar amount. Review your dental benefits so you know what’s covered. If you’re not sure what your dental plan covers, enroll now in our member portal. Your plan coverage details are included there to refer back to whenever you need them.

3. Construct a timeline. Write down any procedures that should be done this year. Scatter them accordingly to accommodate your budget and plan coverage.

4. Write it down. A lot can happen in a year! Keep track of any insurance use throughout the year. This will keep your mind fresh when selecting your most appropriate plan come next open enrollment.

Now, get organized and start making positive changes. Here’s to a happy and healthy new year!