This Year's Resolution: Plan to Use Your Dental Insurance

You’ve gone through open enrollment and vaguely remember the PowerPoint slides reviewing any new changes in your corporate plan, or you try to find the web pages you browsed for an individual plan. When the cards come in the mail, it’s easy to forget those little changes to your dental insurance plan.
Keeping your dental insurance in order might sound like a chore, but getting a head start on your benefit game plan could ease a few headaches down the road.
Plan how you can use your insurance now for a stress-free year.
Make a checklist.
Start with the basics — make a list of preventive services you know you will need. You should visit the dentist at least once a year for a cleaning and checkup, according to the American Dental Association. Schedule appointments with your dental office, and if you know you’ll need additional dental work like fillings or crowns, pencil those in, too.
Study your coverage.
Once you know what procedures you need, take a minute to look over your plan. Familiarize yourself with dental insurance basics. What’s your deductible? What about your annual maximum? Most plans cover a percentage of procedures up to a specific dollar amount. Review your benefits contract so you know what’s covered. Sign in to our member portal to easily manage this.
Construct a timeline.
After consulting your dentist, work with your dental team to develop a treatment schedule. If you are unsure if a procedure or treatment will be covered, your dentist can always pre-submit a claim for an estimation of benefit coverage.
Write it down.
A lot can happen in a year! Keep track of any insurance use throughout the year. This will keep your mind fresh when selecting the best plan for you come next open enrollment.
Here’s to a happy, healthy new year!
Comments
Related stories
-
Winter Sports that Need Mouthguards: The Complete List
Helmets, gloves, and goggles are synonymous with winter sports — but what about mouthguards? Do you or your … Read More
-
Consider Dental Health as Part of Overall Employee Wellness
Anyone who has ever had a dental problem knows how distracting it can be, making even the … Read More
-
5 Behaviors to Help You Age Gracefully
Guess what you and fine wine have in common? That’s right, you both get better with age! … Read More
Sign Up Now
Tweets
Poll

Most Liked
- 1 Do Expiration Dates on Dental Products Matter? 279 Likes
- 2 Is Activated Charcoal Safe for your Smile? 153 Likes
- 3 Crazy and Cool Fish Teeth Facts 66 Likes
- 4 Recipe: Quick Pumpkin Pudding 47 Likes
- 5 Bad Taste After Brushing? Common Explanations 32 Likes
- 6 Own Your Oral Health: Subscribe now for tips to ensure a bright smile 28 Likes
- 7 Colds and Oral Health 26 Likes
- 8 Why Do Cavities Hurt? 20 Likes
- 9 Safely Using Colored Contacts 16 Likes
- 10 Why You Might Think Twice Before Eating Too Much Ice Cream 15 Likes
Most Commented